Terms & Conditions

Version 2 · last updated 2026-08-20

Welcome to gravam.com.

These terms set out the rules for using this website, located at gravam.com. By accessing the site you accept these terms. If you do not agree with them, please do not use the site. In these terms, "we", "us" and "our" refer to Tan Gravam; "you" refers to the visitor.

Intellectual property

Unless otherwise stated, Tan Gravam owns or licenses the intellectual property rights for all content on gravam.com. You may view and read it for your own personal use. Without written permission, you may not:

  • republish or redistribute material from the site;
  • sell, rent or sub-license material from the site;
  • reproduce, duplicate or copy material for commercial use.

Short quotations with a clear link back to the source are welcome.

Acceptable use

When you contact me or subscribe to the newsletter, you agree to provide accurate information and not to submit unlawful, abusive or misleading content, or to use the forms to send spam.

This site links to other websites (including my own products) for your convenience. I don't control those sites and am not responsible for their content or practices. Following an external link is at your own discretion.

Your privacy

How your data is handled is described in the Privacy Policy and Cookie Policy.

Disclaimer

Everything published on this site — the writing, the interactive tools and the newsletter — is provided free of charge and "as is". I make no warranties about the completeness, accuracy or ongoing availability of the site, and — to the maximum extent permitted by law — accept no liability for any loss arising from its use. Paid engagements arranged through the work with me page are not covered by this notice; their scope and terms are agreed separately and in writing before any work starts. Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything that cannot lawfully be excluded.

Not professional advice

The writing and the tools here are general information drawn from enterprise-systems experience. They are not accounting, tax, legal, regulatory or investment advice, and nothing here is personalised to your circumstances. Figures produced by the interactive tools are illustrative and depend entirely on what you enter. Technical and regulatory detail varies by system version, edition, jurisdiction and release — verify anything you intend to rely on against your own documentation and your own advisers before acting on it.

Changes

These terms may be updated from time to time; the current version always lives on this page.

Governing law

These terms are governed by the law of the Netherlands.

Contact

Questions about these terms? Reach out via the contact page.