ISO 20022 Bank Transaction Codes: The Full List

A bank transaction code says what kind of movement an entry is, in three levels: a domain, a family inside it, and a sub-family inside that. PMNT-RCDT-ESCT reads Payments, Received Credit Transfers, SEPA Credit Transfer — a SEPA credit transfer came in. It is on every entry of a camt.053 statement, a camt.052 report and a camt.054 notification, under BkTxCd, and it is the field an importer — and SAP's electronic bank statement — reads to decide how an entry is posted. ISO's list permits 1,564 combinations; this page has every one.

Where it sits in the XML

<BkTxCd>
  <Domn>
    <Cd>PMNT</Cd>
    <Fmly>
      <Cd>RCDT</Cd>
      <SubFmlyCd>ESCT</SubFmlyCd>
    </Fmly>
  </Domn>
  <Prtry>
    <Cd>…</Cd>
    <Issr>…</Issr>
  </Prtry>
</BkTxCd>

Domn carries ISO's code. Prtry carries a code of the bank's own — or of a national scheme — with Issr saying whose it is; a bank may send either or both. Read both, and treat the ISO code as the one that means the same at every bank.

The domains

The families

The domain and family together are what most posting rules need; the sub-family says which scheme or instrument.

Every combination

ISO's names, as published in the list of 30 November 2025. A combination that is not here is not an ISO code, whatever a file says — check Prtry and the bank's guide.